As a matter of fact, it is not possible for an individual to file for chapter 7 bankruptcy online. All you can do is download the relevant forms and access online software that will help you fill up these forms or hire a lawyer or a paralegal to do it for you. No court will allow you to file the paperwork online. It doesn’t matter what kind of online software you use, it is compulsory to file chapter 7 bankruptcy papers at the local bankruptcy court. While filing for this kind of bankruptcy, the debtor will be required to submit a petition along with a creditor matrix (a list of all creditors). The number of copies to be submitted will vary according to the court. Moreover, the debtor needs to be careful to file the petition at the court in whose jurisdiction his/her home address is zoned in.

Filing Chapter 7 Bankruptcy Yourself

There are a number of people who prefer to file their papers themselves rather than waste money by hiring a bankruptcy attorney. If you choose to do this, you need to carry out all the relevant research regarding the chapter 7 rules applicable in your state as well as the local court where your papers need to be filed. In addition, you need to get a list of exemptions prevalent in the state you live in, since these too differ according to the state. If you opt for filing chapter 7 pro se, you will have to represent yourself at 341 meetings. This method is cost-effective but you can also end up making costly errors. Hiring a paralegal or a Chapter 7 Bankruptcy Attorney works because he/she is qualified to figure out the often mind-boggling paperwork involved in filing the papers. Hiring an attorney is an expensive proposition but a paralegal will manage your papers at half the cost.